Most merchant services providers don’t provide enough. Many act as if one machine or type of software can serve everyone’s needs equally well. They don’t realize clients are different and need different solutions.

At Moneris we believe in matching the right solutions with the right clients. We carry a wide array of technology to serve you with a variety of hardware and software solutions to fit almost any kind of business need. Machines made by Ingenico, Verifone, Hypercom, Thales, and Lipman set the standard in the merchant services industry and we bring them together for the widest possible range of user versatility.

For software solutions, we turned to TSYS Acquiring Solutions, IC Verify, and Global Payments for the fastest processing software to work with your hardware systems. With over 50 different combinations of hardware and software, Moneris leads the way in providing the most options possible for our clients. Whether you are processing credit card purchases in a business to business environment, from a “brick and mortar” storefront, over the phone, on the Internet, or even out in the field, we have a system designed for your specific needs.

Merchant Card Processing

If It’s a Payment Card, Moneris Can Process It

Credit cards aren’t the only kind of payment cards anymore and with the growing number of card uses, Moneris makes it easy to integrate them all. An ATM/debit card process using the same hardware as credit cards and a special gift card system can be added as forms of payment. Far superior to returns and gift certificates on paper, our gift card system offers a simple alternative to paper receipts and certificates.

At Moneris Solutions we recognize that our customers' merchant services needs differ. That's why we provide many Value-Added services to our MasterCard / Visa merchant accounts, making sure that your needs are met with the kind of solutions that will help keep your business competitive.

eSELECTplus®

eSELECTplus® is an easy-to-use, multi-functional application that leverages a PC and web browser to process payments...getting started is quick and easy, and there’s no software to install. It’s so versatile that it can be used throughout your organization to increase efficiencies and save money.

What payment types are accepted?

What eSELECTplus® module is right for you?
eSELECTplus® offers a variety of modules tailored to companies of different size and type.

eSELECTplus® is a registered trademark of Moneris Solutions Corporation.

Check Services

Check payments continue to be the preferred payment method by consumers. Billions of checks are written within the United States every year, with over 33 billion processed in 2006. Merchants are looking to payment solutions providers for a check service that simplifies their process. Moneris Solutions has responded with a wide-array of check services to meet the needs of merchants, regardless of what their goals are. From Check Conversion to Guarantee, you can look to one provider for all your check payment needs.

Combined with other payment services, merchants now only have to manage one relationship for all their payment collection needs. No longer will merchants have to worry about the check collection process. Through the check service, merchants will have access to the following services:

Click here to see these terms Defined

ACH/Direct Debit

Moneris can provide you with access to the Automated Clearing House (ACH) Network, a highly reliable electronic funds transfer system. This network provides for the interbank clearing of electronic payments for participating depository financial institutions.

ACH payments include:

For ACH/Direct Debit transactions, a customer authorizes a merchant to automatically retrieve payments directly from their checking or savings account for deposit into a merchant account. This saves time and money, and eliminates the need for customers to write checks.

The customer experience for ACH/Direct Debit is very similar to paying by credit card. When a customer visits a merchant location or their website to execute a bill payment, they simply supply their bank account details (routing number and checking account number) instead of their credit card details. Moneris will submit the transaction to the Federal Reserve, who will then credit or debit the customer’s bank account. Moneris supports both single and recurring payments.    
       
In addition, ACH processing is efficient and safe. Paper checks contain a great deal of personal information and are typically handled by many people, exposing key information multiple times. Using Moneris’ electronic payments solution significantly reduces this risk. Moneris applies the same security measures to ACH transactions that we do to credit cards, including the encryption of account numbers in the Moneris database.

Remote Deposit / Back Office Conversion*

Save time and money. Have access to Back Office Conversion via Moneris. Moneris can provide you the means to scan paper checks into electronic documents for deposit into your existing bank account. All that without having to send key employees “off to the bank.”

(* Remote Deposit/Back Office Conversion will be rolled out mid-2008)

Gift and Loyalty Programs

Looking for new ways to increase revenue? Do you want to encourage repeat customer visits? Want to remain competitive in the marketplace?

You can achieve all this and more by investing in Moneris’ gift card program.

Gift cards are perfect for businesses like yours, whether you’re established or just getting started. They present a cost-effective way of attracting new customers and achieving huge profits since most gift card owners rarely spend just the amount on the card. Many will most likely spend more than the value which translates into increased sales for you.

There are many advantages to investing in a gift card program. You can boost sales, increase customer loyalty and build your brand. But what else can it do? What else can your business do to take full advantage of a gift card program? The ‘Increasing Sales with Gift Cards – Your Guide to Getting Started’ brochure is a great reference tool for your business. Whether you are still wondering if gift cards are right for your business, or if you want to investigate new ways of promoting your gift cards, this brochure has the answers to your questions.

Read the ‘Increasing Sales with Gift Cards – Your Guide to Getting Started’

Payroll and Duality Cards

Provide your under-banked employees a no-cost pay raise! Moneris can provide easy to use Payroll Card Systems that enable your under-banked employees to have their own direct deposit MasterCard® debit card, without having to qualify for a traditional bank account. By eliminating the need for these employees to cash checks at check cashing outlets, you are providing them access to a pay raise that doesn’t come out of your pocket.

Do you have employees sending money ‘home’ to relatives out of the country? Moneris can provide simple solutions to help your employees help their loved ones. Duality Cards link two cards to the same account, so a portion of a ‘paycheck’ can be sent ‘home’ without the hassles of wire transfers.

Payroll Services

Moneris SurePayroll Provides the Friendliest, Simplest Payroll Experience — at a Price Small Business Owners can Afford.

Why pay more for other payroll processing methods? Take our Guided Tour and see how easy payroll can be.

Begin the Guided Tour